Frequently
Asked Questions

What are Brighton and area attractions?

Brighton, Ontario belongs to Northumberland County and is located on the North shore of Lake Ontario and close to Prince Edward County, Hastings County, and the Kawartha Lakes. The Municipality of Brighton boasts many local area attractions that appeal to families young and old. There is plenty of opportunity for business growth, and fantastic public, Catholic, and private school systems that allow our next generation to flourish.

Presqu’ile Provincial Park offers over 300 car camping sites as well as 2.5 km of sandy shoreline for the beach lover. This is also a bird watcher’s paradise!

Northumberland County Forest and Trails is a haven for the conservationist in your family.

Brighton Applefest is the pride of Brighton and the area. We boldly celebrate the local apple harvest every September with a festival that celebrates all things local.

Shopping, shopping, and more shopping! For a full list of local businesses visit the Brighton Chamber of Commerce.

Brighton has many local wineries for you to visit and being located so close to Prince Edward County, Northumberland County is a mecca for wine lovers.

8 Wing Trenton is located in the City of Quinte West. It is the home of the National Air Force Museum of Canada, the Sky Hawks (CAF Parachute Demonstration Team), and most importantly the home of Air Mobility in the RCAF, and it’s a short drive for those who enjoy military history!

Do I qualify for a mortgage?

To find out if your dream home is within reach, you must first determine what your purchase power is. Speak with your financial advisor to see if you qualify for a mortgage pre-approval. You will need to pass a “stress test” to prove that you are able to afford the payments at the qualifying interest rate. Your financial advisor will help to find the best mortgage for you.

How do I get a mortgage?

You will need to approach a Mortgage lender who lends you the money directly when pre-approved for a mortgage. Mortgages are available from several types of lenders, such as; banks, credit unions, caisses populaires, mortgage and insurance companies, and trust and loan companies.

Different lenders may have different interest rates and conditions for similar products. We recommend that you speak to several lenders to ensure you’re getting the best mortgage product for your particular needs.

Do you market my home to potential buyers?

Marketing your home, investment, or farm property for sale to potential buyers is an important component of your real estate strategy. We take the time to get to know our clients and find out what is truly important to them. We tailor a powerful marketing program that speaks to your specific real estate requirements to get results.

We belong to Multiple Listing Service (MLS) at the local board as well as posting listings on the Toronto Real Estate Board (TREB). Social media platforms such as Facebook, Instagram, and Twitter are crucial marketing tools and we leverage them successfully for you. Print materials are also created to compliment the digital marketing program.

Is staging my property necessary?

Creating a good and lasting first impression is important when you are trying to sell your home. Home staging will remove the “personal” feel from your home, allowing for potential buyers to better envision themselves in your space. We work with superb home-stagers to prepare your home to shine in its best possible light. Our team will provide solutions for down-sizing, up-sizing, multi-generational living, and quick relocation situations.

How does a military posting and relocation work?

If you are a Canadian Armed Forces (CAF) member and have received a posting notice we can help you with the intricacies of a military move. Typically postings occur during the annual posting season (APS) from May to August, and posting messages are generally sent out between January and April to allow for as much advance notice as possible. However, sometimes due to operational requirements, short notice postings and sudden changes to a posting do occur. Our team understands the stresses and challenges involved with a military move. Contact us today.

How can a Seniors Real Estate Specialist (SRES) help with my move?

The Seniors Real Estate Specialist (SRES) designation is awarded to a realtor who successfully completes an extensive training program focused on the special needs of maturing buyers who are over 50 years old. Careful attention to detail is placed on buying, selling, relocating, and financing long-held family homes or investment properties. Our team of Realtors takes the time to understand the unique real estate needs of seniors, and we curate a customized plan to ensure those needs are met both now and well into the future.

What are the closing costs when selling a house in Ontario?

Real estate commissions are the fees that you pay to your real estate agent for their services. Realtors work hard to market, stage, and sell your home. The cost of selling a house (seller costs) in Ontario includes real estate commissions, legal fees, and the sales tax on real estate commissions which vary based on province and region.

What are the closing costs when buying a house in Ontario?

Buyer closing costs are less than those of sellers as the seller typically pays both the listing and buyer’s agent’s commission.

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